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U.S. Disability Income Insurance Guide

Protect Your Income.
Secure Your Future.

Understanding disability insurance is one of the most important financial decisions you'll ever make. We break down policies, coverage limits, claim processes, and state regulations — in plain English.

1 in 4
Workers will face
a disability before 65
$30K+
Avg. annual cost of
a long-term disability
50%
Of U.S. workers have
no disability coverage

Explore Key Coverage Areas

Navigate through our most important categories to find the information most relevant to your situation.

U.S. Disability Insurance Statistics

Real-time OASDI beneficiary data from the Social Security Administration — the most authoritative source for U.S. disability insurance statistics.

Official U.S. Government Data

U.S. Disability Insurance Statistics

OASDI (Old-Age, Survivors, and Disability Insurance) beneficiary data from the Social Security Administration — December 2024

67,800,000
Total OASDI Beneficiaries
All categories combined
6,900,000
Disabled Workers
Receiving SSDI benefits
10.2%
Share of All Beneficiaries
Are disabled workers
$1,457
Avg. Monthly SSDI Benefit
Before taxes
Data Source: U.S. Social Security Administration (SSA) · Official Data · Updated: December 2024

Top States by Disabled Beneficiaries

States with the highest number of OASDI disability beneficiaries

01
CA California
687,000
10.3%
02
TX Texas
587,000
12.5%
03
FL Florida
486,000
9.5%
04
NY New York
427,000
10.4%
05
PA Pennsylvania
372,000
11.6%
06
OH Ohio
311,000
11.5%
07
IL Illinois
291,000
10.8%
08
MI Michigan
272,000
11.3%
09
GA Georgia
249,000
12.5%
10
NC North Carolina
244,000
12.2%
Source: SSA OASDI · December 2024 · Full State Data
View Full State Statistics