MI
Michigan
Population: 10.0M |
Employed: 4.9M
No Mandatory State DI Program
Workers in Michigan rely on employer-sponsored coverage, private policies, or federal SSDI benefits.
272,000
Disabled OASDI Beneficiaries
Michigan residents
11.3%
Disability Rate
+1.1pp above national avg
2,400,000
Total OASDI Beneficiaries
All categories
$1,410
Avg Monthly Benefit
Disabled workers
Key Cities
- Detroit
- Grand Rapids
- Ann Arbor
Employment
4.9M
Total Employment
4.1%
Unemployment Rate
$61
Avg. Annual Income
Social Security
6
SSA Field Offices
#13
National DI Rank
None
State DI Program
vs. National Average
11.3%
Michigan DI Rate
vs.
10.2%
National Average
Neighboring States
Michigan's Neighboring States
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How Disability Insurance Protects Your Income — And the Painful Moments I Realized It Actually Didn’t
Introduction: I Thought My Income Was Safe — Until It Wasn’t For years, I told myself one comforting…
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Short-Term vs Long-Term Disability Insurance: The Confusion That Cost Me Months of Income
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Feb 4, 2026
Individual Disability Insurance for Self Employed Professionals: Income Protection Without an Employer
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Short Term vs Long Term Disability Insurance Coverage: Key Differences Explained
Introduction: Why Coverage Duration Matters A disabling illness or injury can last weeks, months, or even years. The…
Data Source
OASDI beneficiary statistics for Michigan are sourced from the official U.S. Social Security Administration (SSA) — December 2024 data release.