51
States & D.C.
11
Mandatory DI Programs
6,900,000
Total Disabled Beneficiaries
67,800,000
Total OASDI Beneficiaries
$1,457
Avg Monthly Benefit
Mandatory State Programs
States with Mandatory Disability Insurance
11 states and D.C. require employers to provide short-term disability insurance coverage. Click a state to learn about its specific program.
CA
Mandatory
California
California SDI
687,000
Disabled
10.3%
DI Rate
NY
Mandatory
New York
New York DBL
427,000
Disabled
10.4%
DI Rate
NJ
Mandatory
New Jersey
New Jersey TDI
203,000
Disabled
10.7%
DI Rate
MA
Mandatory
Massachusetts
Massachusetts PFML
185,000
Disabled
11.6%
DI Rate
WA
Mandatory
Washington
Washington PFML
178,000
Disabled
11.9%
DI Rate
CO
Mandatory
Colorado
Colorado PFML
120,000
Disabled
12.0%
DI Rate
OR
Mandatory
Oregon
Oregon PFML
110,000
Disabled
11.6%
DI Rate
CT
Mandatory
Connecticut
Connecticut PFML
96,000
Disabled
10.7%
DI Rate
RI
Mandatory
Rhode Island
Rhode Island TDI
37,000
Disabled
11.6%
DI Rate
HI
Mandatory
Hawaii
Hawaii TDI
30,000
Disabled
8.6%
DI Rate
DC
Mandatory
D.C.
D.C. PFML
18,000
Disabled
12.9%
DI Rate
All U.S. States & Disability Insurance
🇺🇸
AL
Alabama
149,000
Disabled Beneficiaries
13.5%
DI Rate
1,100,000
Total OASDI
View Alabama DI Guide
🇺🇸
AK
Alaska
18,000
Disabled Beneficiaries
13.8%
DI Rate
130,000
Total OASDI
View Alaska DI Guide
🇺🇸
AZ
Arizona
168,000
Disabled Beneficiaries
11.2%
DI Rate
1,500,000
Total OASDI
View Arizona DI Guide
🇺🇸
AR
Arkansas
105,000
Disabled Beneficiaries
13.1%
DI Rate
800,000
Total OASDI
View Arkansas DI Guide
🇺🇸
CA
California SDI
California
687,000
Disabled Beneficiaries
10.3%
DI Rate
6,700,000
Total OASDI
View California DI Guide
🇺🇸
CO
Colorado PFML
Colorado
120,000
Disabled Beneficiaries
12.0%
DI Rate
1,000,000
Total OASDI
View Colorado DI Guide
🇺🇸
CT
Connecticut PFML
Connecticut
96,000
Disabled Beneficiaries
10.7%
DI Rate
900,000
Total OASDI
View Connecticut DI Guide
🇺🇸
DE
Delaware
30,000
Disabled Beneficiaries
12.0%
DI Rate
250,000
Total OASDI
View Delaware DI Guide
🇺🇸
DC
D.C. PFML
D.C.
18,000
Disabled Beneficiaries
12.9%
DI Rate
140,000
Total OASDI
View D.C. DI Guide
🇺🇸
FL
Florida
486,000
Disabled Beneficiaries
9.5%
DI Rate
5,100,000
Total OASDI
View Florida DI Guide
🇺🇸
GA
Georgia
249,000
Disabled Beneficiaries
12.5%
DI Rate
2,000,000
Total OASDI
View Georgia DI Guide
🇺🇸
HI
Hawaii TDI
Hawaii
30,000
Disabled Beneficiaries
8.6%
DI Rate
350,000
Total OASDI
View Hawaii DI Guide
🇺🇸
ID
Idaho
50,000
Disabled Beneficiaries
12.5%
DI Rate
400,000
Total OASDI
View Idaho DI Guide
🇺🇸
IL
Illinois
291,000
Disabled Beneficiaries
10.8%
DI Rate
2,700,000
Total OASDI
View Illinois DI Guide
🇺🇸
IN
Indiana
168,000
Disabled Beneficiaries
12.0%
DI Rate
1,400,000
Total OASDI
View Indiana DI Guide
🇺🇸
IA
Iowa
86,000
Disabled Beneficiaries
11.5%
DI Rate
750,000
Total OASDI
View Iowa DI Guide
🇺🇸
KS
Kansas
78,000
Disabled Beneficiaries
11.1%
DI Rate
700,000
Total OASDI
View Kansas DI Guide
🇺🇸
KY
Kentucky
150,000
Disabled Beneficiaries
13.6%
DI Rate
1,100,000
Total OASDI
View Kentucky DI Guide
🇺🇸
LA
Louisiana
207,000
Disabled Beneficiaries
10.2%
DI Rate
2,028,600
Total OASDI
View Louisiana DI Guide
🇺🇸
ME
Maine
55,000
Disabled Beneficiaries
13.8%
DI Rate
400,000
Total OASDI
View Maine DI Guide
🇺🇸
MD
Maryland
145,000
Disabled Beneficiaries
12.1%
DI Rate
1,200,000
Total OASDI
View Maryland DI Guide
🇺🇸
MA
Massachusetts PFML
Massachusetts
185,000
Disabled Beneficiaries
11.6%
DI Rate
1,600,000
Total OASDI
View Massachusetts DI Guide
🇺🇸
MI
Michigan
272,000
Disabled Beneficiaries
11.3%
DI Rate
2,400,000
Total OASDI
View Michigan DI Guide
🇺🇸
MN
Minnesota
132,000
Disabled Beneficiaries
11.0%
DI Rate
1,200,000
Total OASDI
View Minnesota DI Guide
🇺🇸
MS
Mississippi
97,000
Disabled Beneficiaries
13.9%
DI Rate
700,000
Total OASDI
View Mississippi DI Guide
🇺🇸
MO
Missouri
180,000
Disabled Beneficiaries
12.0%
DI Rate
1,500,000
Total OASDI
View Missouri DI Guide
🇺🇸
MT
Montana
31,000
Disabled Beneficiaries
11.1%
DI Rate
280,000
Total OASDI
View Montana DI Guide
🇺🇸
NE
Nebraska
52,000
Disabled Beneficiaries
10.0%
DI Rate
520,000
Total OASDI
View Nebraska DI Guide
🇺🇸
NV
Nevada
72,000
Disabled Beneficiaries
10.3%
DI Rate
700,000
Total OASDI
View Nevada DI Guide
🇺🇸
NH
New Hampshire
43,000
Disabled Beneficiaries
11.9%
DI Rate
360,000
Total OASDI
View New Hampshire DI Guide
🇺🇸
NJ
New Jersey TDI
New Jersey
203,000
Disabled Beneficiaries
10.7%
DI Rate
1,900,000
Total OASDI
View New Jersey DI Guide
🇺🇸
NM
New Mexico
62,000
Disabled Beneficiaries
12.4%
DI Rate
500,000
Total OASDI
View New Mexico DI Guide
🇺🇸
NY
New York DBL
New York
427,000
Disabled Beneficiaries
10.4%
DI Rate
4,100,000
Total OASDI
View New York DI Guide
🇺🇸
NC
North Carolina
244,000
Disabled Beneficiaries
12.2%
DI Rate
2,000,000
Total OASDI
View North Carolina DI Guide
🇺🇸
ND
North Dakota
17,000
Disabled Beneficiaries
10.0%
DI Rate
170,000
Total OASDI
View North Dakota DI Guide
🇺🇸
OH
Ohio
311,000
Disabled Beneficiaries
11.5%
DI Rate
2,700,000
Total OASDI
View Ohio DI Guide
🇺🇸
OK
Oklahoma
112,000
Disabled Beneficiaries
12.4%
DI Rate
900,000
Total OASDI
View Oklahoma DI Guide
🇺🇸
OR
Oregon PFML
Oregon
110,000
Disabled Beneficiaries
11.6%
DI Rate
950,000
Total OASDI
View Oregon DI Guide
🇺🇸
PA
Pennsylvania
372,000
Disabled Beneficiaries
11.6%
DI Rate
3,200,000
Total OASDI
View Pennsylvania DI Guide
🇺🇸
RI
Rhode Island TDI
Rhode Island
37,000
Disabled Beneficiaries
11.6%
DI Rate
320,000
Total OASDI
View Rhode Island DI Guide
🇺🇸
SC
South Carolina
145,000
Disabled Beneficiaries
13.2%
DI Rate
1,100,000
Total OASDI
View South Carolina DI Guide
🇺🇸
SD
South Dakota
24,000
Disabled Beneficiaries
10.9%
DI Rate
220,000
Total OASDI
View South Dakota DI Guide
🇺🇸
TN
Tennessee
200,000
Disabled Beneficiaries
12.5%
DI Rate
1,600,000
Total OASDI
View Tennessee DI Guide
🇺🇸
TX
Texas
587,000
Disabled Beneficiaries
12.5%
DI Rate
4,700,000
Total OASDI
View Texas DI Guide
🇺🇸
UT
Utah
55,000
Disabled Beneficiaries
11.0%
DI Rate
500,000
Total OASDI
View Utah DI Guide
🇺🇸
VT
Vermont
19,000
Disabled Beneficiaries
10.6%
DI Rate
180,000
Total OASDI
View Vermont DI Guide
🇺🇸
VA
Virginia
198,000
Disabled Beneficiaries
11.6%
DI Rate
1,700,000
Total OASDI
View Virginia DI Guide
🇺🇸
WA
Washington PFML
Washington
178,000
Disabled Beneficiaries
11.9%
DI Rate
1,500,000
Total OASDI
View Washington DI Guide
🇺🇸
WV
West Virginia
87,000
Disabled Beneficiaries
14.5%
DI Rate
600,000
Total OASDI
View West Virginia DI Guide
🇺🇸
WI
Wisconsin
156,000
Disabled Beneficiaries
11.1%
DI Rate
1,400,000
Total OASDI
View Wisconsin DI Guide
🇺🇸
WY
Wyoming
15,000
Disabled Beneficiaries
10.7%
DI Rate
140,000
Total OASDI
View Wyoming DI Guide
Data Source
OASDI beneficiary statistics on this page are sourced from the official U.S. Social Security Administration (SSA). Data reflects December 2024 figures.