MT
Montana
Population: 1.1M |
Employed: 570K
No Mandatory State DI Program
Workers in Montana rely on employer-sponsored coverage, private policies, or federal SSDI benefits.
31,000
Disabled OASDI Beneficiaries
Montana residents
11.1%
Disability Rate
+0.9pp above national avg
280,000
Total OASDI Beneficiaries
All categories
$1,340
Avg Monthly Benefit
Disabled workers
Key Cities
- Billings
- Missoula
- Great Falls
Employment
570K
Total Employment
3.1%
Unemployment Rate
$56
Avg. Annual Income
Social Security
1
SSA Field Offices
#48
National DI Rank
None
State DI Program
vs. National Average
11.1%
Montana DI Rate
vs.
10.2%
National Average
Neighboring States
Montana's Neighboring States
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How Disability Insurance Protects Your Income — And the Painful Moments I Realized It Actually Didn’t
Introduction: I Thought My Income Was Safe — Until It Wasn’t For years, I told myself one comforting…
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Short-Term vs Long-Term Disability Insurance: The Confusion That Cost Me Months of Income
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Feb 4, 2026
Individual Disability Insurance for Self Employed Professionals: Income Protection Without an Employer
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Feb 4, 2026
Short Term vs Long Term Disability Insurance Coverage: Key Differences Explained
Introduction: Why Coverage Duration Matters A disabling illness or injury can last weeks, months, or even years. The…
Data Source
OASDI beneficiary statistics for Montana are sourced from the official U.S. Social Security Administration (SSA) — December 2024 data release.