WV
West Virginia
Population: 1.8M |
Employed: 850K
No Mandatory State DI Program
Workers in West Virginia rely on employer-sponsored coverage, private policies, or federal SSDI benefits.
87,000
Disabled OASDI Beneficiaries
West Virginia residents
14.5%
Disability Rate
+4.3pp above national avg
600,000
Total OASDI Beneficiaries
All categories
$1,280
Avg Monthly Benefit
Disabled workers
Key Cities
- Charleston
- Huntington
- Morgantown
Employment
850K
Total Employment
4.8%
Unemployment Rate
$48
Avg. Annual Income
Social Security
1
SSA Field Offices
#40
National DI Rank
None
State DI Program
vs. National Average
14.5%
West Virginia DI Rate
vs.
10.2%
National Average
Neighboring States
West Virginia's Neighboring States
Related Content
West Virginia Disability Insurance Articles
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Feb 10, 2026
How Disability Insurance Protects Your Income — And the Painful Moments I Realized It Actually Didn’t
Introduction: I Thought My Income Was Safe — Until It Wasn’t For years, I told myself one comforting…
Cases
Feb 10, 2026
Short-Term vs Long-Term Disability Insurance: The Confusion That Cost Me Months of Income
Introduction: I Thought One Policy Was Enough — It Wasn’t For a long time, I believed disability insurance…
Cases
Feb 4, 2026
Individual Disability Insurance for Self Employed Professionals: Income Protection Without an Employer
Introduction: The Unique Risk Facing Self-Employed Workers Self-employment offers flexibility, independence, and income potential—but it also removes one…
Cheap
Feb 4, 2026
Short Term vs Long Term Disability Insurance Coverage: Key Differences Explained
Introduction: Why Coverage Duration Matters A disabling illness or injury can last weeks, months, or even years. The…
Data Source
OASDI beneficiary statistics for West Virginia are sourced from the official U.S. Social Security Administration (SSA) — December 2024 data release.